Should I Switch from Term to Whole Life Insurance?
Posted: February 22, 2025
Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term life insurance policy, which offers no value after the specified period ends, a whole life...
Your Guide to Purchasing Small Business Insurance
Posted: February 19, 2025
Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include the following: General Liability Insurance: These policies protect against personal injury lawsuits, property damage caused...
Your Winter Electrical Safety Checklist
Posted: February 16, 2025
National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist. Outside Power Lines and Electric Components Ensure...
Why Employee Benefits Benchmarks Matter
Posted: February 13, 2025
It’s a competitive world. In today’s marketplace, you must offer more than a good salary to attract the employees you want on your team. That’s where employee benefit benchmarks come in. What is an Employee Benefit Benchmark? A “benchmark” is defined by the Oxford Dictionary as: “A standard or point of reference against which things may be compared or assessed.” In employee benefits, a benchmark...
What is an HSA, and Is It Right for Me?
Posted: February 10, 2025
You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs. What is an HSA? An HSA is a personal savings account for specified healthcare costs. The account allows you to set aside funds and withdraw from the account...
