Keep Small Business Health Costs Down: 5 Tips To Stay Healthy In The Workplace
Posted: July 13, 2022
As a small business owner, you are probably well aware of the costs involved in providing health care coverage to your employees and their family members. Even if you do not offer full coverage, there are still a number of expenses that can weigh heavily on you and the profitability of your business. If you are not able to keep health costs down, you could...
10 Summer Tips To Beat The Heat
Posted: July 11, 2022
While it's true that the elderly, young children, and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals as well. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the...
What Is a High Deductible Health Plan (HDHP)?
Posted: June 25, 2022
A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...
8 Health Insurance Terms You Need to Know Before Choosing a Plan
Posted: June 10, 2022
When shopping for a health insurance plan, it is important to understand the language. Like any specialized subject, health insurance has its own terminology. Learning what the terms mean makes it possible to understand the costs and benefits of any given plan and how it compares to others. You need to know the following eight terms before choosing a health insurance plan. Deductible A deductible...
How to Get Health Insurance After Adopting a Child
Posted: May 25, 2022
Welcoming a new member to your family is one of life’s most rewarding and fulfilling experiences. Whether you are adopting a new baby or an older child, adoption is treated as a “qualifying life event” that allows you to purchase health insurance. A qualifying life event triggers a special enrollment period that allows you to put health insurance in place for your new family member...